A fascinating discussion titled "2020/2021: A regulatory retrospective with the CSSF on current issues for the payment industry" between our two speakers:

• Karen O'Sullivan Head of Innovation, Payments, Market Infrastructures and Governance at the CSSF. Coordinating the activities of this department which is responsible for financial innovation, both the application process and on-going prudential supervision of payment institutions and electronic money institutions, market infrastructures and the oversight of remuneration and governance practices and policies implemented within financial institutions. Being the department in charge of financial innovation means that Karen and her team are the privileged contact and point of entry to the CSSF for the FinTech industry.

• Nadia Manzari Partner at Schiltz & Schiltz. Before joining the firm in 2018, Nadia was the head of the innovation, payments, market infrastructures and governance department at the CSSF. She is a regular speaker at national and international conferences covering payment services, financial technologies, remuneration policies and corporate governance.